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Oh dear...

£500 is a lot of money and I am sure you have spent a long time saving up for a holiday, but unfortunately this amount of money will not take you very far.

A round the world cruise will cost many thousands of £££. So whilst the travel agent may have seemed heartless and not listening to your request, she was just pointing out the hard truth of the matter that your savings will not get you the holiday you desire.

Instead of seeking the round the world cruise, why not consider something a bit closer to home, renting an AirBnB or going to a B&B and spending time in a lovely part of the UK or Europe.

The hard fact of the matter is that you need be mindful of the true cost of things, rather than assuming your savings will be sufficient.

Can I also suggest that you apologise to the travel agent, after all she was only doing her job.

Happy holidays

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In this type of situation you can’t pay off the amount owed. All holiday bookings for travel, accommodation, tours, any included meals, etc., must be fully paid in advance. Unfortunately the travel agent is telling the truth and just doing her job in the travel business. Consider her suggestions. You could take out a loan or use your credit card, take a shorter less expensive holiday, or postpone until you save more. If she was unpleasant in her dealings with her, maybe try another travel agent for advice. However I think you’ll get the same answer from all travel agents. I would just put aside the idea of punishing her. If she was really unpleasant or unprofessional you could make a formal complaint to the company using their feedback channels, but really the best thing to do is find another travel agent who deals with you in a respectful and professional way if you found her manner unsatisfactory. Let’s hope you get to go away soon.